Taking out a mortgage to buy a property abroad offers several advantages for investors. It allows you to leverage your capital, enabling the purchase of more expensive properties than would be possible with cash alone. This leverage can amplify your returns, especially in markets with high appreciation rates.
 

Mortgages provide liquidity, allowing you to keep your cash reserves intact for other investments or emergencies. This flexibility can be crucial for managing financial risks and opportunities.
 

Foreign mortgages often come with attractive interest rates, particularly in countries with low borrowing costs. These favourable terms can make the investment more affordable and increase overall profitability.
 

Owning a property abroad can diversify your investment portfolio, spreading risk across different markets and currencies. This diversification can protect against local economic downturns.
 

Moreover, rental income from the property can potentially help cover mortgage payments, creating a self-sustaining investment. Finally, property ownership abroad can offer lifestyle benefits, such as a holiday home or a potential retirement destination.